2013年1月1日 星期二

MECHCalvin Fund 2012 Summary - The World Has Not Ended

Dear Investors,

Happy new year to you, 2012 have been a fantastic year for me, but fantastic doesn't mean everything is beautiful and pretty. Here is a bit of quick summary before the annual report is ready.

The world has not ended in 2012, obviously, and the world continue according to her course of history. In the past, there were always different kind of "end of the world" and lurk people into fear, it could be a mega volcano, alien invasion, millennium bug, collapsing of the global financial system, terrorism, etcetc. yet the world turning still under the grace of God, and will remain turning within His time. Many companies survive through time, e.g. Manulife (insurance company) have reached her 125 years, Citibank 200 years (almost as long as the American history), some Japanese companies have last over 1000 years!

This make me think of the ultimate question: what make something last? how i can make sure my fund will sustain and continue her contribution to this world until the end? even long after i am dead?

My fund are unique and separated from other funds in this world mainly base on 3 factors,
- accept minimum investment as little as HKD $1
- free of charge
- no limitation of investment type as long as its legal.
 
They brought 3 questions will forever evolve in my head

1. how to make good use of a single dollar: many people including some of you here did ask, what can $1 do? it is too little! contrast to popular believe, successful people pay attention to fine details, and rich people pay attention to small money, in my investment career, i will be forever searching any chance of using $1 to buy something worth $2 or more, and i would like to use this fund to prove $1 do matters in fiance, so does other little things does matter in this world, this is the foundation of MECHCalvin Fund.

2. how to offer extremely low cost (even free) service to public with extremely high return: i am not a big fan of taking profit from other people, however i do not feel making profit is an evil act as long as it is done fairly. This is my personal preference because I am always fascinated by stories that some individual can cause huge influence to this world with extremely low or even none resources to begin with, to achieve such status of impact will always be my dream.

3. how to set people free from narrow mind and limitation: creativity probably is the greatest gift of men, however 9 out of 10 people i have met choose to limit themselves, sometimes by environment, sometimes by various factors, but most of the time by themselves. Every fund have a field they want to expertise in, and to me i would like to see variety in my fund, explore 1 million way to make money is always make me happier than making 1 million dollars with a single way.

In 2012, my fund have growth from 390k to 880k, it is like seeing a baby gain her weight in such a short time, it did give me a bit of joy, although she is still very weak, the potential of her future always excited me.

Last but not least, in the upcoming annual report i will disclose my ultimate objective of this fund, for those who knows me, I am not a money lover, money is merely a tool for me to do what I want, how to use money is always more important than how to make money to me. But as investors like yourself, you will get a piece of what i am doing, and you can choose how you want to do with your money, e.g. enjoy life, spend in something you want, charity, science research, keep it, start your own business..

So please bear with me, I will get back to you soon with something interesting

best regards,
Calvin

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